Government Payroll Loan

Government Payroll Loan

Government payroll loan is a short and medium term financing facility to support the civil servant to achieve his financial independence and to realize theiir projects and dreams.
 
PRODUCT FEATures 

Documents required
- Identification Document
- NUIT
- Last salary receipt
- Salary/parallel receipt
- Bank statement containing the last 3 salaries
- Title of provision or appointment
- Financial plan(s) of other loans (if applicable)
 
Main features of credit products
 
Amount
From 3.000,00 MZN  to 2.000.000,00MT depending on customer’s debt capacity.

Tenor
Flexible periods: from 06 to 72 months.
 
Purpose
To suit the various needs of employees related to construction, education, housing, business, entertainment and others
 
Repayments
Payment in instalments, deducted at source (wage slip).
 
Simulation
- For only 3,152MT monthly for 72 months, receive in your account 100.000MT net, at a monthly rate of 2.49% .
- Global effective annual rate: 29.9%.
- Fixed rate from start to end of the loan
- We further reduce the rate when it comes to transfers/loan buybacks.

Advantages
No bureaucracies
No guarantee required
No commissions on disbursement
Fast and flexible loan
We mobilize ourselves to meet you, wherever you are
 
For more information contact the agency or call 800 724 724 or send an e-mail to: creditofuncion@accessbankplc.com.
 
Terms and conditions apply