Consumer Loan

 

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Consumer Loan

Employees are the backbone of every organization. Enable your employees to empower their financial independence with this salary-administration product

Mandate Template

 

Benefits of the Personal Loan

1
  • Maximum effort rate of 40%
2
  • Minimum period of 12 months and maximum of 60 months
4
  • Subject to credit protection insurance
5
  • Prime interest rate SF + Spread (from 4% to 8%)
3
  • Minimal amount of  25.000,00 MT and maximum of2.000.000,00MT
 
  • Loan amo 
6
  • Minimum subscription wage, 6,000 MT
 
  •  

 Requirements

  • Financing application letter
  • Home wages in an Access Bank Mozambique account
  • Copy of work contract, showing the employee's remuneration
  • Copy of valid ID card
  • Have at least one month's salary credited to Access Bank Mozambique