Invoice Discount

It is a capital financing solution used to support your company's operations. Find out more.

Requirements

  • The company providing services or products must have annual revenues of no less than MZN 27.5 million (USD 500 000).
  • The EP must operate in Mozambique for a period of not less than 3 years. 
  • The EP must open a current account and have a commercial relationship with Access Bank of at least 3 months. 
  • EP must have a proven commercial relationship with the contracting company for a minimum of 6 months, with a minimum of 2 acquisitions completed in the period in question.

Feature

   

    • Amount
    • According to the client's needs and financial capacity
   
  • Term
    • From 30 to 90 days, renewals up to 45 days
   


  • Purpose
  • Financing of invoices issued to the bank's clients with contracts awarded by companies in the private sector.
   


  • Interest or associated commissions
      • · Interest rate: Prime rate + Spread
      • · Commission for setting up and organizing the process: Applicable
      • · Subscription to credit installment insurance: Applicable

   

  • Insurance
    • Credit Protection Insurance
   


      • Guarantees 
      • · Pledge of term deposit or current account security
      • · Property mortgage
      • · Pledge of goods, equipment, and financing objects 
      • · Pledge of stock, other guarantees

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